Terms of ServicePrivacy PolicyRefund PolicyRisk DisclaimerAnti-Piracy Policy

Terms of Service

Last updated November 9, 2026

These terms are an agreement between you and Pre-Market Bias ("we", "us"), operated by Carson Falleur, covering your use of biasapp.net, the Pre-Market Bias app and the Bias Discord server (together, "the Service"). By logging in, subscribing or using the Service, you agree to these terms. If you don't agree, don't use the Service.

1. What the Service is

Pre-Market Bias publishes a research tool: a daily bullish or bearish bias for stock index futures, built from macro data, options positioning, news and other market data, with the reasons behind each read. It is general market commentary for educational and informational purposes. It is not investment, financial, trading, tax or legal advice, and it is not a recommendation to buy or sell anything. See the Risk Disclaimer, which is part of these terms.

2. Eligibility

You must be at least 18 years old and able to form a binding contract where you live. You are responsible for following the laws that apply to you, including any rules about trading.

3. Accounts and access

You log in with Discord. Access to the app is tied to your Discord account and to a role in our Discord server. You are responsible for your Discord account and everything done with it. Access is personal: don't share, resell, screenshot-and-redistribute at scale, or otherwise give others access to paid content.

4. Subscriptions and payment

Paid access is sold as a recurring subscription through Whop, our payment provider. The price and billing period are shown at checkout. Your subscription renews automatically until you cancel. Payments are processed by Whop and its partners under their own terms; we never see or store your full card details. We may change prices for future billing periods; we'll tell you before a change applies to you, and you can cancel before it does.

Lifetime plans. A lifetime plan is a single payment for access for as long as Pre-Market Bias operates the Service. "Lifetime" means the lifetime of the Service, not of the buyer or any period of years. If we stop operating the Service, for example because the app is discontinued or the business closes, lifetime access ends at that point and no refund, partial refund or credit is owed for the time remaining. A lifetime plan is personal and non-transferable, does not renew or bill again, and can still be ended under section 12 for a breach of these terms, including the Anti-Piracy Policy. Features, data sources, markets covered and content can change over time; a lifetime plan gives access to the Service as it is offered at the time, not to any particular feature.

5. Cancellations and refunds

You can cancel any time from your Whop account. Refunds are covered by our Refund Policy.

6. Acceptable use

Don't: copy, scrape, resell or republish the Service or its data; try to get around the login or access checks; reverse engineer the Service; use it to break any law; harass other members of the Discord server; or interfere with how the Service runs. Our Anti-Piracy Policy explains these rules in detail and is part of these terms. We may suspend or end your access if you do, without a refund.

7. Intellectual property

The Service, its reads, text, design, code and branding belong to us or our licensors. Your subscription gives you a personal, non-transferable, revocable license to use the Service for your own trading research while your access is active. Market data comes from third parties and remains theirs.

8. Availability and data

We work to keep the Service accurate and online, but we rely on third-party data and infrastructure. Reads can be late, wrong, missing or changed, data can be delayed, and the Service can be interrupted. We may change, add or remove features at any time.

9. No warranty

The Service is provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose and non-infringement. We don't promise any result, profit or level of accuracy.

10. Limitation of liability

To the fullest extent the law allows, we are not liable for any trading losses or for any indirect, incidental, special, consequential or punitive damages arising from your use of, or reliance on, the Service. Our total liability for any claim is limited to the amount you paid us in the three months before the claim.

11. Indemnity

You agree to cover us against claims, losses and costs arising from your misuse of the Service or your breach of these terms.

12. Ending access

You can stop using the Service and cancel at any time. We may suspend or end access for a breach of these terms or if we stop offering the Service. If we discontinue the Service entirely, we'll stop future billing, and lifetime plans end at the same time with no refund owed (see section 4).

13. Changes to these terms

We may update these terms. The date at the top shows the latest version. If a change is significant, we'll post it in the Discord server. Continuing to use the Service after a change means you accept it.

14. Governing law

These terms are governed by the laws of the United States and of the state where the operator resides, without regard to conflict-of-law rules. Where the law allows, disputes will be handled individually, not as part of a class action.

15. Contact

Questions about these terms: message us in the Bias Discord server or through Whop support on your membership.